Where are you buying?
$200k
$100M
New build or existing home?
New builds unlock extra grants in most states.
Buying solo or with someone?
$30k
$300k
Five questions, one minute
Answer the five questions, then see every grant, concession and scheme you may be eligible for, and what they do to the cash you need at settlement.
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Important
Eligibility rules for grants, concessions, and schemes change regularly and depend on your full situation. This is a starting point, not a determination. Confirm your eligibility with the relevant state revenue office, Services Australia, or a licensed mortgage broker before relying on any figure here.
This is general information only. It does not take into account your individual objectives, financial situation, or needs. It does not constitute financial advice, legal advice, credit assistance, or a recommendation of any financial product. Figures are estimates based on simplified published schedules and may not reflect current rules.
keyfacts.com.au does not hold an Australian Credit Licence (ACL) or an Australian Financial Services Licence (AFSL) and is not authorised to provide credit assistance under the National Consumer Credit Protection Act 2009.
keyfacts.com.au does not receive referral fees or commissions from any broker, lender, conveyancer, agent, or other party as at March 2026.
Before making any financial decisions, speak to a licensed mortgage broker, financial advisor, or accountant who can assess your specific circumstances. For independent guidance, visit moneysmart.gov.au.
Last reviewed: March 2026.
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