9 articles
The things that move the needle when you're choosing a home.
Costs · March 2026
5% vs 20% deposit: what actually changes
Same property, different deposit. See how LMI, monthly repayments, and total interest change with an interactive comparison tool.
Schemes · March 2026
Help to Buy: what happens when you sell
The government co-owns your home. When you sell, they take their share. Interactive tool showing exactly what that means for you.
First home · March 2026
What a first home actually costs on your salary
Mortgage repayments are only part of the picture. Here's what first home buyers really pay each month, as a percentage of take-home income. Includes an interactive calculator.
Bushfire · March 2026
What is a BAL rating and why should you care?
BAL stands for Bushfire Attack Level. It determines your insurance costs, building requirements, and whether you can even get a loan. Here's what each level means.
Schools · March 2026
The school catchment trap: one street can cost you $100k
Being 200 metres on the wrong side of a catchment boundary means your kids go to a different school. Most buyers don't check until it's too late.
Flood · March 2026
How to check if a property is in a flood zone
After the 2022 floods, insurance premiums in affected areas tripled. Every state publishes flood mapping data. Here's how to read it.
Costs · February 2026
The true cost of buying a home in 2026
Stamp duty is just the start. Council rates, water, strata levies, insurance, tolls, and maintenance add up to thousands per year most buyers don't budget for.
NBN · February 2026
FTTP vs FTTN: why your NBN type matters more than you think
If you work from home, the difference between fibre to the premises and fibre to the node is the difference between a video call that works and one that doesn't.
Pricing · January 2026
How to use comparable sales to avoid overpaying
Agents set the price guide. But comparable sales data tells you what the market actually thinks. Here's how to read it and when to walk away.
Fall for the place. Keep the facts.
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