$200k
$100M
When you could buy
Three numbers on the left. Then see the three ways in, and what each one costs.
Estimates only. Not financial advice or tax advice. Consult a registered tax agent, financial adviser, or mortgage broker before acting.
Tax rates and thresholds are for the 2025-26 financial year. Government schemes have eligibility requirements and limited places. FHSS deemed earnings use the ATO shortfall interest charge rate (approximately 4.96% pa (ATO shortfall interest charge rate, updated quarterly)).
Sources: ATO FHSS, Housing Australia, Moneysmart.
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Important
Lender deposit requirements vary and can change. This is a guide only, not credit advice or a lending commitment. Speak to a licensed mortgage broker about what you'll actually need.
This is general information only. It does not take into account your individual objectives, financial situation, or needs. It does not constitute financial advice, legal advice, credit assistance, or a recommendation of any financial product. Figures are estimates based on simplified published schedules and may not reflect current rules.
keyfacts.com.au does not hold an Australian Credit Licence (ACL) or an Australian Financial Services Licence (AFSL) and is not authorised to provide credit assistance under the National Consumer Credit Protection Act 2009.
keyfacts.com.au does not receive referral fees or commissions from any broker, lender, conveyancer, agent, or other party as at March 2026.
Before making any financial decisions, speak to a licensed mortgage broker, financial advisor, or accountant who can assess your specific circumstances. For independent guidance, visit moneysmart.gov.au.
Last reviewed: March 2026.
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