Step 1 of 5
“Will I still be able to eat out?”
Income, HELP debt, the deposit, stamp duty, and the help you might be eligible for.
What help can I get?
Grants, concessions and Help to Buy. Five questions, about a minute.
What can I borrow?
See which factors move the needle. HELP debt, credit cards, dependants.
What will it cost each month?
Your real monthly cost as a share of take-home pay.
How much deposit do I need?
See how your savings stack up against what lenders want.
Stamp duty lookup
What you owe at settlement, by state and price.
Step 2 of 5
“Do I really need all these people?”
A broker, a conveyancer and pre-approval in hand. Sort these before you start inspecting.
What does a broker actually do?
How they get paid, how to pick one, what to ask.
When do I call a conveyancer?
What they check, and why it should happen before you bid.
On the way
- Pre-approval walkthrough. A conditional offer from a lender. Tells agents you’re serious.
Step 3 of 5
“What do locals already know that I don’t?”
Public data most buyers skip. Schools, commute, flood, bushfire, zoning and NBN, all from the couch.
School catchments
Checking the boundary early can save you six figures. Read the guide.
Bushfire BAL ratings
What BAL levels mean for insurance and lending. Read the guide.
Flood mapping
How to check flood risk on the state maps. Read the guide.
Internet at this address
FTTP or FTTN matters more than you think. Read the guide.
On the way
- Door-to-door commute. Real travel times from the state transport feeds.
- Walkability check. Shops, parks and transport within a short walk.
- Flight path noise. Aircraft noise contours on any address.
- Zoning and nearby applications. What the land allows, and what’s being built around it.
Step 4 of 5
“Is this the one, or am I just tired?”
What to look for at the open home. A checklist, a building inspection, and a way to compare.
Open home checklist
Everything worth checking, including night visits and the neighbours.
Apartment build quality checklist
Eleven checks on the builder, the paperwork and the building itself.
Building and pest inspection
About $500 to $900. Checks structure, termites and moisture. Worth every dollar.
On the way
- Compare your shortlist. Side by side. Match score, commute, schools, risks, costs.
Step 5 of 5
“Please don’t let me stuff this up.”
Contract review, then auction or private offer, then 30 to 60 days to the keys.
How auctions work
Cooling-off rules, registration, and setting your limit before the day.
Making a private offer
Conditions, deposits, time limits and cooling-off periods.
Settlement steps
What happens between signing and getting the keys.
On the way
- Section 32 walkthrough. What your conveyancer is checking before you sign.
- Insurance from exchange. You’re liable from the day you sign. Here’s what to have ready.
The whole thing on one page
Every step above as one map. Tick them off as you go, and come back whenever.
Open the mapFall for the place. Keep the facts.
Check 3 addresses a day, free, with no sign-up. Join the waitlist for the full report and your match score.